Stop paying subs with bad insurance certificates.
Set your COI rules once. Vendors email their ACORD 25 to verify@gatecoi.com. GateCOI checks it, replies to the sub, chases their broker when something's missing or expiring, and gives your bookkeeper a green/red Cleared for Payment list before Friday checks go out.
Start checking COIs1. Rules once
$1M GL, additional insured wording, workers comp, waiver of subrogation, primary & non-contributory.
2. Vendors email the PDF
Pass/fail reply goes back automatically with exactly what's missing.
3. Broker gets chased
On a fail or 30 days before expiry, we email the agency from the producer box and CC the sub.
GateCOI is a document-checking tool, not insurance advice. It does not guarantee coverage. The general contractor must still review every certificate and policy.